🏡 Do You Know What’s Actually Covered on a Standard Home Insurance Policy? Most homeowners are surprised to learn what is — and what isn’t — included in a standard policy. From your home’s structure to your personal belongings and even certain types of liability protection, every policy has limits, exclusions, and optional add-ons that can make a big difference when a claim happens. Every home is unique — your coverage should be too. If you’re not 100% sure what your current policy includes, ex
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