🧐 Have you heard the term “recasting” your mortgage? It’s a great way to lower your monthly payments without having to refinance! You simply reach out to your mortgage servicer (the company you send your payments to) and let them know you’re interested in a recast. Recast policies can vary from servicer to servicer but the process is the same: you simply make a sizable principal reduction payment, then the servicer will readjust your mortgage payments based on your new balance, using your curre
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