Instructing a designated beneficiary to share the money, doesn’t mean the person will do so and they are not obligated legally to do so. While the accounts may have similar values at the time you make the beneficiary designation, the monetary values could change over time in ways you don’t anticipate or monitor. If you are concerned with equal distribution of assets to children, a better plan is to name all your children on all accounts where you provide beneficiary designations. #Probate #benef