What is a drug formulary?
1:57
bluecross.ca
What is a drug formulary?
Learn about the drug formulary process with Pacific Blue Cross. Read a real-life story to understand how medications are selected and covered, and get tips on navigating your prescription benefits.
Oct 9, 2013
Canadian Association of Blue Cross Plans Health Insurance
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Before 1973, most health insurance in the U.S. was nonprofit. Plans like Blue Cross were founded by hospitals to help patients afford care — everyone paid the same rate regardless of age or health. The focus was on community benefit, not profit margins. ▪️ What changed? The 1973 HMO Act under President Nixon opened the door for for-profit insurers. Rising medical costs, hospital consolidation, and Wall Street investment shifted health coverage from a community service to a commercial product. ▪️
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Before 1973, most health insurance in the U.S. was nonprofit. Plans like Blue Cross were founded by hospitals to help patients afford care — everyone paid the same rate regardless of age or health. The focus was on community benefit, not profit margins. ▪️ What changed? The 1973 HMO Act under President Nixon opened the door for for-profit insurers. Rising medical costs, hospital consolidation, and Wall Street investment shifted health coverage from a community service to a commercial product. ▪️
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