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Different types of insurance Mortgage Insurance (MI) protects the lender not you as the buyer. If you’re putting less than 20% down you will always need mortgage insurance for your CONV and FHA products. Now determining your monthly MI amount is based off a few factors that we can speak about individually. Homeowners Insurance (HOI) this is insurance that protects your home. The inside and outside depending on your policy and property type. Most HOI do not protect you if you lose a job, someone
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Different types of insurance Mortgage Insurance (MI) protects the lender not you as the buyer. If you’re putting less than 20% down you will always need mortgage insurance for your CONV and FHA products. Now determining your monthly MI amount is based off a few factors that we can speak about individually. Homeowners Insurance (HOI) this is insurance that protects your home. The inside and outside depending on your policy and property type. Most HOI do not protect you if you lose a job, someone
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