Long-Term & Short-Term Disability Insurance
5:55
Study.comTammy Galloway
Long-Term & Short-Term Disability Insurance
A disability is a physical or mental health condition that prevents an individual from performing daily tasks without assistance. Learn more about what constitutes a short-term or long-term disability and the difference between short-term and long-term disability insurance policies.
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For anyone who has been denied benefits by Unum, The Hartford, Cigna, or any other insurance company, this is really important. According to the U.S. Department of Labor, 75% of long-term disability claims are denied each year! And, unfortunately, many people also lose their appeals. Here's the good news! Many people are winning lawsuits against their insurance company and getting paid the benefits they deserve. And, it costs nothing out of pocket to file a lawsuit against the insurance company.
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