What is Debt Sculpting?
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Debt Recycling - Converting some of your mortgage to tax deductible debt To do this you need 2 things- 1) Cash (offset or redraw) 2) The goal to invest You only consider debt recycling when you decide investing is the right option for you There are different ways you can do this but this is how I prefer to do it. Pay down non deductible debt Access the amount again either via redraw or new loan, use funds to invest and earn income Seek advice from your accountant #debtrecycling #property #tax #i
1:27
Debt Recycling - Converting some of your mortgage to tax deductible debt To do this you need 2 things- 1) Cash (offset or redraw) 2) The goal to invest You only consider debt recycling when you decide investing is the right option for you There are different ways you can do this but this is how I prefer to do it. Pay down non deductible debt Access the amount again either via redraw or new loan, use funds to invest and earn income Seek advice from your accountant #debtrecycling #property #tax #i
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