Nov 17, 2025 · See average and median 401 (k) balances by age using 2025 Empower data, plus 2025 contribution and catch-up limits and a savings growth illustration.

Here's the average 401 (k) balance by generation and age as of September 30, 2025, according to Fidelity's report, which is based on the 24.8 million 401 (k) accounts it manages.

The median 401 (k) balance for Americans aged 45-54 is $67,796. Financial experts suggest having around $500,000 invested by age 50 to reach adequate retirement funding.

Sep 17, 2025 · The average 401 (k) balance for 50-year-olds provides a helpful benchmark for retirement planning, but the numbers vary by plan provider. Your 401 (k) balance is influenced by …

Dec 9, 2025 · Average and median 401 (k) balance by age Below are the average and median account balances broken up by age groups, according to the Vanguard report.

Jun 26, 2025 · Ages 45-54 Average 401 (k) balance: $188,643 as of Dec. 31, 2024 (compared with $168,646 one year prior) Median 401 (k) balance: $67,796 as of Dec. 31, 2024 (compared with …

2 days ago · Average 401 (k) balance at age 50-55 – $161,869; median $43,395 When you hit your 50s, you become eligible to make larger contributions toward your retirement accounts.

Sep 3, 2025 · For example, you might wonder how your 401 (k) account balance compares to others your age. In the table below, you'll find average -- and median -- 401 (k) balances for a bunch of age …

Mar 10, 2025 · Consider the average 401(k) balance by age and income level in the U.S. We help you assess your retirement strategy and where you may fit on the 401(k) scale.

Jan 24, 2025 · Learn about the average 401(k) balance by age, income, and gender, and how this data can inform your retirement savings strategy for 2025.