CardRates.com is "The Ultimate Guide to Credit Cards," featuring 2025's best credit card rates, advice, guides, news and reviews from top finance experts.

2025's Top Credit Cards (New!). See expert reviews of the top cards for cash back, air miles, rewards, and more. Get a $150 cash bonus, 5% cash back, and 0% APRs.

Jan 2, 2025 · If you can remember when credit card issuers regularly offered fixed interest rates on at least some of their cards, chances are you’re not a millennial. So, what happened to fixed-rate credit cards? Simply put, the Credit CARD Act of 2009 happened, but more on that in a little bit. For now, you may be glad to hear there are still places you can find the best fixed- …

Jan 2, 2025 · As we review the best credit card interest rates, remember that you always have a 0% APR available to you — if you can pay off your entire balance every month. But in the real world, many folks need to finance purchases over several months, and that’s where your card’s interest rate bites into your budget. If you fall into the latter camp, pay close attention to interest rates when you ...

Nov 21, 2024 · Below are the best secured and unsecured credit cards for bad credit scores. These offers can help build or rebuild a low credit score when you make on time payments and keep your balance low relative to the credit limit. Many require no deposit to apply.

Apr 2, 2024 · In this article, we review the best credit cards by credit score needed. You’ll find this information useful in two ways. First, you can quickly identify the best candidates for your next card based on your current credit score. But perhaps more importantly, you can also see what you can gain by boosting your credit score up a notch. It’s …

Dec 10, 2024 · I didn’t always have the financial experience I have today. As a consumer, I had to start at the beginning like everybody else. The problem is that starting at the beginning with credit cards can mean facing some pretty serious obstacles. That’s because the lending industry works on reputation. More than anything, card issuers look at …

Nov 6, 2024 · About 16% of Americans have bad credit, which means the market for credit cards for scores under 600 is quite large. Banks big and small offer secured and unsecured credit card offerings to meet consumer demand. These cards have forgiving approval standards, and our top choices below offer perks beyond the standard revolving line of credit. Best of all, these cards will report to at least one ...

Jul 8, 2024 · When it comes to credit cards, some people want no annual fees, others want flexible payment terms, and many seek out low interest rates. We’ve found a few that check off every box — and more — which is why we’ve named …

Below are our picks for 2025's best 0% intro APR credit card offers. These cards allow cardholders to carry a balance interest-free for a number of months before the card's regular APR kicks in.