Today’s CD rates for February 2, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

‘Rates will continue to trend lower.’ Is it time to lock in a CD, with some still offering 4%-and-higher APYs?

One key thing to keep in mind is that CD rates vary widely depending on institution. “Online banks and credit unions are ...

Best CD Rates Today, Jan. 30, 2026: Fed Held Rates Steady This Month -- Snag a 4.00% or Higher APY While You Can

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return as we head further into the new year.

When flexibility beats yield: Savings accounts that make the trade-off worth it

Earning less interest on your savings can make sense when it means faster access, fewer requirements and still meeting your goals.

Are CDs Worth It? Here Are 8 Pros And Cons You Must Know

This article tackles the benefits and drawbacks of CDs to help you make an informed decision about where to keep your money.

Best CD Rates Today, Jan. 29, 2026: Final Days to Lock in a Strong Rate This Month

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

This CD Rate Jumps After a College Basketball Win

A CD that changes its payout based on the results of a college basketball team sounds fun, but is it a good choice? Here's ...

The Fed just paused its rate cuts. Here’s the best way to make that work for your money

After weighing a slightly lower unemployment rate with small increases in inflation in December, the Federal Reserve on ...

The biggest winners and losers of Wednesday's Fed decision

Who wins and who loses when the Fed rate changes? Here's how to protect your money and position your finances strategically ...

The Fed Isn’t Moving Rates—Yet the Top CD Rate Is Higher Than Earlier This Month

The Fed's benchmark rate isn't the only force shaping CDs, as banks and credit unions competing for deposits sometimes push top yields higher on their own.