A parent trying to keep his children's Roth IRAs funded after selling his business ran into a hard stop on "The Ramsey Show." ...
Personal finance expert Dave Ramsey says most people end up with little in their bank accounts despite working for years ...
If you're 52 with $60,000 in savings and you want to retire at 65, you'd need to stash away roughly $2,700 per month over the ...
Tax and estate planning isn’t for the faint of heart. The rules are complex and each decision seems to have a multitude of ...
Personal finance expert Dave Ramsey says most people end up with little in their bank accounts despite working for years ...
Bestselling personal finance author Dave Ramsey discusses both 401 (k)s and IRAs to help Americans understand important things to know about them. "Your 401 (k) and Roth IRA are two of the most ...
With average monthly car payments still so high, it makes little sense to throw so much, or any, money at a depreciating ...
For example, some beneficiaries choose to only take the RMDs and end up with a large remaining balance in year 10, which then ...
All future growth is tax-free, so stock market rallies don't increase how much you'll have to pay in taxes. You can delay Social Security to maximize the benefit and use those lower-earning years to ...
Financial expert Dave Ramsey is breaking down his strategy for young Americans trying to regain control of their debt. On "America Reports," Ramsey laid out his "7 Baby Steps to Take Control of Your ...
Ramsey’s 8% withdrawal rule requires a stock-heavy portfolio and assumes consistent 8% or higher annual returns. The strategy risks depleting savings during market downturns or periods of lower ...
Ramsey advises claiming Social Security at 62 and investing it instead of waiting for larger benefits at 70. Delaying from 62 to 70 increases a $2,000 monthly benefit to $2,480 with no market risk.