Should you pay off mortgage debt sooner with a 15-year loan?

Using a 30-year mortgage, a homeowner financing $641,250. would pay $1,746,792 over the life of the loan. The 15-year ...
The Free Financial Advisor

The Interest Rate Cliff Explained: One Day You’re Fine, the Next Day You’re Broke

The interest rate cliff represents a sharp reminder that cheap money does not last forever. Low rates encourage borrowing, ...

U.S. credit card debt hits a record $1.28 trillion. 10 pros tell us how to get yourself out of credit card debt

U.S. credit card balances rose 5.5% over the past year — and now stand at a record-high $1.28 trillion, according to the Federal Reserve Bank of New York. If you’re one of the myriad Americans facing ...

Tax refunds are big but not as big as expected. How to use the cash

Early 2026 tax refunds are up by $307 on average, not close to the extra $1,000 the White House says is likely. Averages will go up in weeks ahead.

Can You Refinance a Mortgage in Forbearance?

If you want to refinance your mortgage but you're enrolled in a forbearance program, generally, you must first end the forbearance and meet certain conditions. Refinancing involves paying off ...

Student Loan Borrowers To Receive Settlement Checks—What To Know

The agreement stems from allegations that borrowers were directed into costly repayment paths instead of more affordable ...

These increasingly popular loans can save you thousands of dollars in interest — or double your debt. Here’s when they work.

Lifestyle creep doesn’t always look reckless on the surface — sometimes it’s just a gym upgrade or a few extra dinners out.

Some student loan borrowers are eligible for $2K payments — here’s everything you need to know

Some student loan borrowers are eligible to get payments up to $2,000 from a $120 million settlement the Consumer Financial ...