Best High-Yield Savings Accounts for January 2026: Up to 4.31%

Beat average interest rates with one of the best high-yield savings accounts.

Best High-Yield Savings Account Rates Today, Jan. 1, 2026 -- Start the Year Earning up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your ...