There are millions of older Americans today who collect monthly benefits from Social Security. But for many retirees, Social ...

Whether you are already retired or just starting to save, these age and state income averages provide a critical reality ...

Strange but true: seniors fear death less than running out of money in retirement. And retirees have good reason to be worried about making their assets last. People are living longer, so that money ...

For decades, retirement planning was built around a simple formula: save enough, invest wisely, and — if all goes well — sail ...

Many retirees are unprepared for the switch from saving to spending. Here’s how to turn your retirement savings into steady, sustainable income for life.

Whether retirement is just around the corner or a distant milestone, a solid income plan can help you maintain independence, security, and the all-important peace of mind. Planning for retirement is ...

Planning for retirement can be a very exciting thing. But it can also be overwhelming. Even if you’re someone who saves ...

Based on its most recent data for the third quarter of 2025, Fidelity puts the average 401 (k) savings rate at 14.2% of income, which is close to its suggested 15% amount. However, 401 (k) savers aren ...

The total return has landed at ~100%, which corresponds to roughly 6.5% of return per year. Namely, a huge difference between ...

By building a ladder of individual bonds, you ensure that your income for the next 8-10 years is secure. You get a ...

In retirement, you’ll likely need to replace about 40% of your pre-retirement income from sources such as IRAs, 401(k)s, and employer-sponsored pensions. That’s generally what it takes to sustain a ...

I’m 65 and my wife and I are ready to sell our home of 35 years to fund retirement. But we’re worried about capital gains tax. Will we get burned? Whether it’s real estate or the stock market, the ...