FHA loans are available to any borrower who meets the eligibility criteria, while VA loans are available only to active-duty ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to ...

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What’s surprising is ...

NRMLA sent HUD and FHA a detailed letter urging lower upfront MIP, HMBS index changes and new liquidity options for reverse ...

Today's average mortgage rate on a 30-year fixed-rate mortgage is 6.25%, down 0.30% from the previous week, according to the ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

Having a strong, stable income will also improve your borrower profile and put you in a good position to negotiate. Having ...

Don't accept the first rate you're quoted. With mortgage rates at 1-year lows, these six strategies — from credit tweaks to ...

Your credit score is a big part of whether or not a lender will approve you for a home loan. That three-digit score is based on details from your credit history, including your track record of paying ...

The U.S. Department of Housing & Urban Development (HUD) has announced updated loan limits for calendar year 2026 under the Federal Housing Administration’s (FHA) Single Family Title II forward and ...