After reports that DOGE accessed sensitive data without authorization, privacy experts say Americans should implement a ...

Speed and accuracy are critical for consumers and lenders during the credit card application process. Income Confirm supports the decisioning and credit line assignment stages of the lending process, ...

Credit reporting firm Equifax (NYSE: EFX) has unveiled its third-quarter 2025 Market Pulse Index, highlighting subtle yet ...

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

The first step you should take to build your credit, according to experts - Taking the first step in building your credit is ...

The saying goes “cash is king,” but many Americans have found plastic fantastic. Credit cards are used more than any other sort of payment for person-to-person ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

A Community Home Lenders of America adds arguments against use of single bureau while another paper takes the position that ...

Student loans are not wiped out after seven years, even when they suddenly vanish from a credit report. That moment often ...

Traditionalists (Silent Generation) have a Market Pulse Index of 65.7 and the largest quarter-over-quarter and year-over-year increases of 1.30% and +0.99%, respectively, underscoring the stabilizing ...

Tri-merge mandates prop up a credit bureau/FICO oligopoly, raising mortgage costs with little benefit despite risk concerns, ...