High-Yield Savings Account Rates Today
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Best high-yield savings rates for December 15, 2025: Up to 5%
High-yield savings account rates have surprisingly held steady after the Federal Reserve cut interest rates last week. As of December 15, 2025, leading online banks are still offering interest rates up to 5.
The annual percentage yield (APY) is accurate as of September 30, 2025 and subject to change at the Bank’s discretion. Refer to product’s website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0. ...
Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight lending rate by 1.75 percentage points since it began its rate-cutting cycle in September 2024.
See where your cash can still earn standout yields—up to 5%—before the Fed’s expected rate cut, including today’s top savings, CD, Treasury, and brokerage accounts.
Tony Armstrong leads the banking team at NerdWallet. He has covered personal finance for over a decade. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. His writing has been ...
The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.
On Dec. 10, the Federal Reserve announced the third and final rate cut of 2025. While it was welcome news to borrowers, it was a different story for savers. Banks look to the Fed's benchmark rate when setting their own interest rates. If the Federal fund ...
Savers still have plenty to be happy about. Many high-yield savings accounts (HYSAs) are offering between 4.00% and 5.00% APY -- a big improvement over the near-zero rates at most big banks. That said, change is in the air. The Fed cut rates last week, and ...
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