Poet and playwright Oscar Wilde once said, “It is better to have a permanent income than to be fascinating.” And, if you’re just beginning to think about your retirement, truer words have never been ...

According to research by the American Psychological Association, the total number of American citizens in the 65 and older age bracket is on track to double from 46 million to over 98 million by the ...

The way Americans plan for their retirement has undergone nothing short of a revolution over the past few decades. If you go back a generation, many workers were covered by generous defined benefit ...

Anyone can save for retirement, not just those who have access to a 401(k) plan at work. An individual retirement arrangement, or IRA account, is a good way to build up a fund and get tax advantages ...

If you’re under the age of 30, chances are you’re not thinking about retirement. Why would you? It’s a long way off, you’re just getting started in your career, and you have your whole life ahead of ...

As defined benefit plans face extinction, employees are increasingly responsible for financing their own retirements. Fortunately, 401(k)s and other retirement vehicles give today's employees a ...

Nowadays, people are living longer than in decades past, with average life expectancies gradually increasing over the years and currently sitting at 78.9 years in the U.S., according to U.N. estimates ...

And that’s what your other retirement vessels look like. If you’ve maxed out other tax-advantaged retirement plans like a 401 (k) or IRA, and you have the extra money to spare, then an annuity’s ...