Your personal retirement number depends on your lifestyle goals, investment risk and desired retirement age, among other key factors ...

Christine Benz is director of personal finance and retirement planning for Morningstar. She is also the author of How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement. Email ...

As there’s no way to predict investment returns, inflation rates or longevity, the fear of running out of money in retirement is a real concern for most seniors. To help alleviate this fear, financial ...

Don’t panic yet.

The retirement dream isn't cheap anymore. Actually, it never was, but the numbers we're seeing in 2025 tell a story that's more complicated and more sobering than most people want to hear. Let's be ...

Retirement is often framed as the reward after decades of work. The alarm clock goes quiet, the schedule opens up, and time finally feels like it belongs to the people who earned it. For many ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. Are you worried that you won’t have enough money to last ...

$2.5M supports a secure upper-middle-class retirement at 4% withdrawal ($100K annually) but requires discipline and planning. An income-first portfolio split across dividend stocks, bonds and REITs ...

Retiring at 67 with $6,500 in monthly income places you solidly in middle-class territory, but the financial reality behind that figure is more nuanced than it appears. With average Social Security ...

Among the options for salvaging the Social Security trust fund is pushing full retirement age (FRA) to 70. Low- and middle-wage earners would be most impacted by raising the retirement age. Some ...