The lender doesn’t require an origination fee, but interest rates can be high without discounts ...

Our team researched more than two dozen of the country’s most popular personal lenders, including large online companies like SoFi, big banks like Wells Fargo, and peer-to-peer lenders like Upstart.

SoFi and Upstart are well-known online lenders that offer fast personal loans without the hassles of applying through a bank. SoFi’s larger loan limits and low fees appeal to well-qualified borrowers, ...

Fixed rates from 8.74% APR to 35.49% APR. APR reflect the 0.25% autopay interest rate discount and a 0.25% SoFi Plus interest rate discount. SoFi Platform personal loans are made either by SoFi Bank, ...

Getting a SoFi personal loan can feel like joining an elite club, thanks to the lender’s high credit standards. SoFi is a good fit for those who: Have excellent credit scores. SoFi has no minimum, but ...