Owning a home is and has been the American dream for decades. Most people go to a lender and inquire about how to qualify for a mortgage. They want to know how much house they can easily and safely ...

The Department of Housing and Urban Development (HUD) proposed a rule Monday to define a ‘Qualified Mortgage’ that is guaranteed by HUD and is now seeking public comment on the proposed rule. HUD was ...

Since the 2008 recession, traditional mortgage lenders have had to tighten lending criteria. In many ways, this is good for borrowers as unethical lenders won't pressure them into taking on mortgages ...

The proposed 50-year mortgage aims to improve affordability but would come with higher interest rates and regulatory challenges. Current rules limit qualified mortgages to 30 years, making 50-year ...

The originators of residential mortgage loans are inconsistent in meeting the “consider” requirement under the revised qualified mortgage rules. Our Financial Services & Products Group offers guidance ...

Shopping for homes is exciting until one needs to secure financing to purchase. Even with savings, most Americans can only buy a house through a mortgage loan. In the fourth quarter of 2022, the US ...

It is like Black Friday for home sales Thankful to be at home in Colorado in 2025 Retire Right: This Thanksgiving, be grateful for options like a reverse mortgage What to expect in today’s 7-figure ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

Angel Oak Mortgage REIT is a mortgage REIT that focuses on non-qualified mortgage loans, a niche corner of the home loan market. AOMR is part of the Angel Oak Ecosystem, a vertically integrated home ...

Angel Oak Mortgage REIT (AOMR) specializes in non-qualified mortgages (non-QMs), targeting borrowers outside typical eligibility requirements. These loans come with higher interest rates and larger ...