New Jersey drivers pay some of the highest rates for car insurance in the nation: A full coverage policy averages $3,254 a year, or 21% more than the national average Minimum coverage in the Garden ...

New Jersey’s car insurance rates are the only ones in the nation increasing by double-digit percentage points in 2026.

The auto insurance rates published in this guide are based on the results of research completed by Way.com's data team. Using a mix of public and internal data, we analyzed millions of rate averages ...

When you compare New Jersey's most affordable car insurance options, CSAA, NJM, and Mercury consistently offer competitive rates. It's no secret that New Jersey's auto insurance rates are on the high ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...