Homeowners insurance protects your property and belongings from fire, theft, natural disasters and other unexpected events.

In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.

According to a recent study by Quote.com, USAA and Geico offer the cheapest homeowners insurance policies, but each of the major national home insurance brands offers policies that are a good fit for ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. The ...