Learn how a potential Fed rate cut could impact your savings rate, what counts as a competitive return, and how to secure strong yields as rates drift lower.

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

Key Takeaways Many savers aren’t sure how their APY compares, and looking at what other savers earn can help show how your own rate measures up.The three biggest banks pay just 0.01% on savings, and ...

The biggest banks continue to pay virtually nothing on savings, but even with a likely Fed cut this week, you can earn above 4% by moving savings to a smaller bank or credit union.

Despite recent rate cuts, the competition for high-yield savings accounts remains fierce. As of November 28, 2025, the national average savings account interest rate stands at a mere 0.4%, according ...