California residents may see their home insurance costs increase after the state approved rate increases for two major ...

The FAIR Plan, California’s last-resort insurance program for homeowners needing fire coverage, is seeking approval for steep rate hikes averaging 35.8%, though some policyholders could actually see ...

LOS ANGELES - A Los Angeles Superior Court judge ruled that the California FAIR Plan’s smoke-damage policy directly violates state law by denying coverage for clean-up and remediatons, a very ...

In recent years, hundreds of thousands of Californians have purchased home insurance from a state-managed "last resort" insurance pool that has grown rapidly as private insurance companies have fled ...

That's the scenario lawmakers tried to get ahead of when they created the FAIR Plan, a state-backed insurance option of last resort for homeowners rejected by traditional carriers. "I don't think ...