Consulting ChatGPT gave me recommendations geared to specific ages, income levels and more, giving you a better idea of what ...

When people are in their 20s and even 30s, they often focus their finances on paying off debts, starting a family, and buying a home. By the time they start focusing more on growing a nest egg for ...

View post: Macy's is selling a 'fluffy' and 'elegant' $250 boho comforter set for $113 SECURE 2.0 Act mandates Roth catch-up contributions for employees with FICA wages over $145,000. Employers, ...

The IRS has finally issued final regulations on those SECURE 2.0 Act provisions relating to catch-up contributions. Depending on your income, those may be treated as Roth catch-up contributions.

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).