Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.34%. On a 20-year mortgage refinance, the ...

The rate on a 30-year fixed refinance decreased to 6.23% today, according to the Mortgage Research Center. Rates ...

Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. jacoblund / Getty Images The states with the cheapest 30-year refinance rates ...

A new interactive map reveals significant regional variations in 30-year mortgage refinance rates across the United States. Currently, homeowners in New York, California, and North Carolina are ...

For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering ...

Federal Reserve Chair Jerome Powell hinted at possible interest rate cuts in the near future during a speech on Friday. Mortgage rates closely track the 10-year Treasury yields, which are sensitive to ...

Recent homebuyers were sold on "buy now, refi later," according to a U.S. News survey. But Fed rate cuts won't bring back record-low mortgage rates. Mortgage rates have been prohibitively high for ...

Mortgage rates are determined by many factors that include inflation rates, economic conditions, housing market trends and the Federal Reserve's target interest rate. Lenders also consider your ...