Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

High-yield savings account rates have surprisingly held steady after the Federal Reserve cut interest rates last week. As of ...

The best fixed rate savings account, from Kent Reliance, pays a rate of 4.51 per cent for 12 months, so consumers who put ...

See where your cash can still earn standout yields—up to 5%—before the Fed’s expected rate cut, including today’s top savings ...

See how the rate you’re earning on cash savings stacks up against the national average, what the big banks pay, and where savvy savers earn the highest APYs today.

The annual percentage yield (APY) is accurate as of September 30, 2025 and subject to change at the Bank’s discretion. Refer to product’s website for latest APY rate. Minimum deposit required to open ...

Tony Armstrong leads the banking team at NerdWallet. He has covered personal finance for over a decade. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of ...

On Dec. 10, the Federal Reserve announced the third and final rate cut of 2025. While it was welcome news to borrowers, it was a different story for savers. Banks look to the Fed's benchmark rate when ...

Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight ...

Savers still have plenty to be happy about. Many high-yield savings accounts (HYSAs) are offering between 4.00% and 5.00% APY -- a big improvement over the near-zero rates at most big banks. That said ...