10 highly-ranked CDs that all offer 4% APYs or higher

We analyzed “best CD” reviews from nine financial sites to find the most-recommended certificates of deposit this month ...

Today’s CD rates for January 28, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

Best 5-year CD rates for January 2026

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

CD Rates Today: January 26, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...
MarketWatch

Could the 4% CD today feel like a win a year from now? 5 pros on where CD rates will go in early 2026 — and whether you should lock in now

Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled until Jan. 28, the CME FedWatch tool currently predicts a 14.4% chance that ...

The Fed Meets This Week—What It Could Mean for Savings and CD Rates

After cutting rates late last year, the Federal Reserve will soon make its first rate decision of 2026. Here’s how the ...